Vacation rentals dune allen beach florida

Another Itinerary Post

2023.06.04 23:36 Strict_Substance2585 Another Itinerary Post

Between me and my girlfriend's schedules we've only got a week and we're trying to hit Olympic, Rainier, and spend a little time in Seattle.
We'll be in Olympic from June 30 - July 3. From Florida, first time in the area
June 30 - we fly in to Seattle and land a 1:15 PM. We'll get our rental car and drive over to Port Angeles where we have an Air BnB.
July 1 - Was thinking Crescent Lake Area. Was hoping to hit Marymere Falls (maybe Mount Storm King?), Sol Duc Falls, and Devil's Punch Bowl. Girlfriend is a bit nervous about Storm King and I could live without it, but would like to do it
July 2 - Hoh Rain Forrest and Rialto Beach
July 3 - We check out of the Air BnB and have to head over to Ashford at some point in the day but were planning on doing something in the morning in to the early afternoon before driving over. Slab Camp Trail looked pretty cool?
I'm usually not much of a planner and just play things by ear but with our limited time I want to make sure we're not over extending but also don't want to be too light.
I was also curious about switching July 2 and 3? Going to Hoh and Rialto and then making our way down 101 over to Ashford. Driving a good distance isn't an issue but wasn't sure if that'd be way too much.
Open to any and all suggestions and thanks in advance!
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2023.06.04 22:56 Stranger_Danjer [53 M] A life in transition, Seeking friends/relocation advice.

My life has been crazy. Was forced to move out of a house in had lived for 16 years. Never late on rent took care of the property. A friend helped me out and let me stay with the. Got a new place. 2yrs later landlords decided to sell all the rentals. Was told only selling to investors, we won't have to move. Get a notice in the mail new owner is raising the rent more that 50% and requesting we vacate. So decided to move half way across the country so my mom(many health issues) can reunite with family. She passed away 2021. So I've been living alone in a big apartment half of which I never use. Property management is raising the rent again the complex is becoming a shithole, stuffs constantly breaking.
I live in a northern state (ND) that has snow 5 or more months out of the year.
I'm done with the cold/snow. Looking to move south. Most likely Arkansas (have family there), Missouri or Florida.
So would love to chat with people in the Fort Smith/Fayetteville Ar., Springfield/Branson Mo. And Tampa Fl. areas.
Atm I have a place in Tampa available.
What do you like? Don't like about the areas?
Thanks for any help. Have a great day.
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2023.06.04 20:39 Weirderal1337 US East Coast--full size passenger vans (rental vs. ownership)

TL;DR: is there a reason so few companies have full-size passenger vans for rental, especially "affordably"?
(I concede up front this is half a rant, half a serious question. If there is a specific better sub you think I should ask, please let me know!)
Full story: I drove a conversion van for the first 7 years of having my license, and served as the "dad" of my friend group. I sold the van in 2019, but we're finally about to have our first group (~10 people) vacation since then (rented a house in a beach town for four days in the summer), and while the house has room for 4+ vehicles, I thought it'd be cool to rent a 12 or 15 passenger van, pick everyone up that way, and do it all from one vehicle.
I am flabbergasted by the prices, and also the few companies offering it. Enterprise wants ~$1200. Budget wants ~$800. A "small business" rental company near me only does 1 week periods, but also said $1200 ("for all passenger vans, from 8 to 15 passenger sizes"). It'd be bonkers to pay ~1/3 of what we're paying to rent the house on the vehicle alone.
The small business added that they've had orders for new passenger vans with Ford and Chevy for over two years now, but still haven't received them. Is that your experience?
In summation, why would I rent a van for $1200 when I'm now starting to see more running late 90s/early '00s conversion vans on Facebook and Craigslist for $3k again, finally? Why are these rentals 3-5x the cost of renting a cargo van for the same period?
Thank you.
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2023.06.04 17:28 smallangrybean Cheap beaches to fly to in October/November for 3

Hi all!! My little sister just graduated from high school and turned 18 so I’d like to pay for her to go on her first flight/beach vacation in OctobeNovember. Our mom is going too, ideally I’d like to spend $1600 or less on flights and a hotel for the 3 of us. I’m a travel newbie who’s only flown twice and neither of them has been on a plane before. I’d love Mexico but if that’s too unrealistic for a budget trip I’ll take any beautiful place with a beach that’ll be warm but not roasting lol.
I’d love to hear suggestions on good warm places that time of year that have pretty beaches. We’re flying out from KCI in Missouri. Thank you I’m advance!!
Edited to add: I see flights to Orlando Florida for 3 for $500 right now. For anyone who’s been would this be a decent spot?
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2023.06.04 16:52 CivilPotato Looking for Suggestions for Someone Who Lost Use of Their Arms

My Mother in Law recently lost the use of both of her shoulders. She has basic hand/wrist movement and a little elbow motion, but can't do much with her arms. Our family has a vacation planned in few weeks, where we're staying at a beach house. I am worried for her ability to use the bathroom on this trip. We've installed a nice electric washedryer bidet at her home, but it's not practical(or allowed) to install one at this rental home. Any suggestions on how to help her stay clean on this trip? I see the little handheld portable bidets, but she couldn't really use them because she can't reach behind her.
submitted by CivilPotato to disability [link] [comments]


2023.06.04 16:18 Clueless_in_Florida The Two Logan Allens

The Two Logan Allens
You've got to be careful if you're thinking of picking up any Logan Allen cards. As some fans already know, Cleveland drafted two guys named Logan Allen just a few years apart. The eldest of the two is no longer in the Cleveland organization, but his first cards are going to have him in the Indians jersey. The younger Logan Allen is probably the one some fans will be interested in. He's started his big-league career quite well. After 8 starts, he has a 2.78 ERA. That's the best among rookies.
The younger Logan Allen doesn't have many cards in print right now. Panini issued some cards, including autos. My preference is not to buy Panini cards. He was included in 2020 Bowman Draft. But there's no auto card. It's just parallels and stuff. I suppose we'll see in Update when that releases in the late summer.
https://preview.redd.it/x3n54n38c04b1.png?width=1893&format=png&auto=webp&s=b53acabac12f8e1426881987875fea3e887ed4ea
submitted by Clueless_in_Florida to baseballcards [link] [comments]


2023.06.04 03:32 Femme-O At this point, stop inviting me on couples trips.

Last year my cousins asked me to join their couples trip to Jamaica in some huge villa they’re renting. Sound cute, but I’m a lesbian, so no.
Last night my best friend sends me a wall of text about how she wants to go on a couples trip to Tanzania and how exciting it’d be. Again, lesbian, so no.
I’m not mad at them specifically because I get living in the US and forgetting queer people can’t be queer people everywhere especially as a straight person who isn’t forced to be conscious of things on a regular basis.
But I hate the feeling that having to remind people brings, and the reminder I have that I can’t hold my girlfriends hand or hold her close to me in all of these beautiful places I dream of traveling to.
And sure we can go and just not hold hands or touch each other but I don’t see myself having a great time doing that while all the other couples get to live in the moment with their partner and enjoy a romantic getaway. I also don’t like being scared a random slip up out of habit could have us jailed or dead.
The crazy part is quick weekend beach vacations to Florida will probably also be off the list soon. 🙃
I don’t even have the energy to fight for acceptance anymore. I just want everyone to not make my love life their business and keep it pushing, why is that so much?
submitted by Femme-O to blackladies [link] [comments]


2023.06.04 02:17 Prosk8er633 I (32M) made a joke on vacation to a beach server and now my fiancé (32F) is furious

Made a joke to a server and now fiancé stonewalled me
I was in Florida for a wedding over Memorial Day weekend. Unfortunately my fiancé couldn’t make it due to funds (plus she only met the guy twice so to save money for the wedding she decided to stay back). She naturally is jealous and I tried to make her feel comfortable about it. I was talking about her all trip and was with married couples all trip. We’ll the last day, I was on the beach with one of the couples (they let me keep my stuff in their room because my flight was later in the day and I had to be out at 10). My fiancé has met this couple before and likes them. We had a server going around at the beach taking drink orders and I bought me, husband and wife a round. As she approached, we were talking about Cincinnati bengals. She said she loves joe burrow, and since me and the husband are from ohio, I said “if I can get joe burrow on the beach if you give us unlimited fireballs”. Since she was processing my credit card, she wrote “my name, if you get Joe burrow on the beach I will give you unlimited fireball, x_her name_” to joking make it official. She handed it to me and I put it in my Fanny pack and forgot about it. We’ll when I got home, my fiancé found it. I tried to tell her it was a joke but she insisted I was flirting with the waitress and stonewalled me for two days. I didn’t think of it as a big dea because I was with a married couple and just making a joke. She was furious. Am I wrong? Was it as bad as she is making it seem? She initially said “I can’t believe you’re going up to random girls and flirting in front of married people, how embarrassing!” It was really just a joke because we were all having a good time. What are your thoughts?
Edit: I was in an Airbnb with three guys too, and one of the guys brought his girlfriend. So when I told her the guy had his girlfriend (he paid for the Airbnb, we all had separate rooms, their room had room and bathroom), she got angry and said “how was your threesome”. She has a history of being jealous and finding ways to ruin my trips with friends. She says she entitled to her emotions when I had a heart to heart and said what was bothering me.
Edit 2: we’ve been together 7 years and she’s my first girlfriend.
TLDR: told a joke to a server on vacation, she wrote the “deal” on paper, fiancé found it, now I’m in trouble.
submitted by Prosk8er633 to relationship_advice [link] [comments]


2023.06.03 21:57 Buck_Joffrey Wealth Formula Episode 371: Ask Buck June 2023

Catch the full episode: https://www.wealthformula.com/podcast/371-ask-buck-june-2023/
Buck: Welcome back to the show, everyone. And today it's just me. Like old times. And we're going to take questions from the audience. There's actually no audience here in my room, in my office here. But I'm going to take questions from you. And we'll start with the question from Mike. Mike, here you go. Hello, Buckets. Mike Kaye from Melbourne Beach, Florida.
Mike: I was wondering if you were looking at any opportunities out there in regards to investing in distressed assets. I've noticed that rates have gone up in a lot of operators like Western wealth aren't cash flowing and are actually looking for more capital because they've got themselves into trouble. And if rates stay higher than expected, there could be some some pretty good deals as far as bailing folks out.
Buck: So I wanted to get your thoughts on if you were looking for anything out there as far as funds or whatever it may maybe create some opportunity here. Thanks, Mike. Thanks for the question, Mike. The answer well, let's start with this. Obviously, there's a lot of distress in the system right now. Interest rates have gone up a the steepest slope in American history.
And as you might expect, that has not been good for operators, particularly those who relied heavily on floating debt. You know, and this is important, I think, to understand what's going on a little bit, because you might be wondering why in the world would you use floating debt anyway? Well, if it's a long term hold, it never would really make sense to do that kind of short term debt.
However, and with these larger assets, the problem is fixing debt. If your plan is to, you know, ultimately sell. And, you know, 18 to 24 months, you are going to end up with an extremely high prepayment penalty. And so in those situations, the extremely short hold are the shorter hold models, you know, generally ran on floating rate. So if you're again, your business model is to get in and out in 18 months, it doesn't make sense to lock in the rates.
So obviously now they would be better off if we had. But everyone has a plan until they get punched in the face. Right. That is from Mike Tyson, not from me. But that's that's kind of what's happening across the board here, especially for floating rates. And as for looking into creating this fund, which, you know, maybe you got a rescue fund or something like that, that the answer was whether I, I think that that's potentially something to do is, well, yeah, it's certainly something to consider.
And I have thought about it. These are essentially these sort of preferred equity positions, essentially become the lender. So there's not like any tax benefits or anything like that. But so, you know, I have thought about this, but but before doing anything like that, I want to make sure, you know, the economics makes sense for everyone against, again, perhaps one of the most appealing parts of this fund might actually to be getting into some second positions and maybe be first in line if the property fails and you know it or is distressed, it needs to be taken over.
But I really need to think about it because I also want everyone to have as much dry powder as possible. And because, again, it is no fun to be in this environment and those people who are going to make money are going to be the ones that have like nerves of steel that, you know, are okay to feel like, okay, I'm losing some money on one hand, but there's an opportunity to buy distressed assets on the other side.
And that's where real money is made. And again, it's a psychological thing that happens in every cycle. And the key is to try to keep your wits about you and learn, you know, learn whatever lessons you have to learn and move on and deploy. I certainly am not one who is not learned from this experience. Myself, I absolutely have, and I think it'll make me a better investor going forward.
Unfortunately, we're still in the midst of this mess right now. But anyway, bottom line is the answer is yes, potentially. I've thought about it. And I think like those kinds of preferred equity, essentially debt being in the second position behind the main lender, that is that's potentially appealing. And certainly as an investor, I think it's appealing because essentially you're you're in a lending position. You're not you know, you're not in an equity position, so you're superior to the equity position. Hopefully that helps. All right. Let's go on to the next question here. So it's from John.
John: Hi, this is John Valentino. I listened to your excellent podcast every Sunday morning on my run, walk and find them uniquely interesting and helpful amongst a sea of podcasts that aren't.
Buck: Yesterday you mentioned Terry Loughlin and your late in life swimming experience. I'm 68 now and at 55 I decided to learn to swim. I researched all of Terry's stuff and ended up using a local swimming coach here in Fresno, California, who knew Terry and who had a lot of experience. He had me swimming, breathing and flipped, turning very quickly.
Four years ago when we visited Maui, I did a two mile ocean swim with some master swimmers. I now swam about a mile and a half every Sunday with which the swim coach they taught me. And I do that. I listen to your podcast. I'm sure we could get you swimming and breathing properly very quickly. He Fresno's not too far from Montecito. Good luck with your swimming and let me know if you'd like me to hook you up with Rich. The swim coach.
Buck: Well, John, thanks for that. That makes for a lighter moment in this sea of despair. Ha ha ha. That's funny, kid at sea of despair. He's swimming. Anyway, for those of you who don't know what John is referring to, I'll just take a minute because, you know, taking questions from all kinds.
All types of questions here is back in 2016, I think it was 16, I listened to Tim Ferriss podcast about how he spent his whole life trying to swim and unsuccessfully, I'd say, met up a guy, met up with a guy named Terry Loughlin, who taught his total immersion technique or tie. So I decided, well, gosh, you know, basically Tim Ferriss was talking about my story, like he spent his entire, like, you know, didn't learn to swim as a little kid and then all this and trying to catch up and no one could teach him.
And that was kind of where I was. I do like him numerous, like tries added back in my twenties and thirties, and then I kind of had given up. Then I contacted Terry. He was in New York, upstate New York. So he actually flew out there. I was in Chicago at the time and he taught me to swim in about 2 to 3 hours and it was really unbelievable to me.
And the only thing I didn't learn how to do during that visit was to breathe. And unfortunately, that was so that was like I was there for like a day and a half. And that was the part I didn't get to. So now I can swim, but only as long as I can hold my breath because I can't seem to, you know, I can't breathe and swim at the same time.
Unfortunately, Terry had, end stage cancer. When I saw him and I believe I was his last student before he died a couple of months later, and he'd actually stopped teaching for a while, you know, before I got to be the lucky one that he decided he had enough strength to go back for. So lucky for me. So but yeah, I would love to, you know, John, shoot me an email, you know, where I am and I get well for Malcolm Connect me to your guy.
And I think Fresno might be a little far, but if he's as good as Terry, maybe I could. Maybe I could learn to breathe in a day, too. So, hey, anyway, thanks. Thanks for that. Let's go on to the next question here. All right. This one's from I think it's Garima.
Garima: I am looking to become a real professional on studies. We've been doing real estate for a little bit but wanted to do this. I really need help. If you can guide me well and see.
Buck: Well, I don't know. I can do my best about that, Garima. And first of all, I have to preface this as I always do, that what I'm about to say is not legal or any kind of tax advice. I'm not a tax professional. My degree is in medicine. I'm a former board certified surgeon, but that doesn't qualify me for much. And this in this arena, it's just my understanding of the tax law, which, you know, I spent a fair amount of time thinking about. So it's not like what I'm saying should not be listened to, I think.
But on the other hand, the liability issues, I have to make very clear consult with your own tax professional before anything anyway. So again, probably the best thing I can do in terms of guiding is tell you what I know about the qualification as real estate professionals status. And by the way, I should also point out that the benefits that I'm going to talk about, there's a lot of this similar benefits without having the status in short term rentals.
And that episode, I believe, is 354. So go back and listen to that one. It's I thought that was a pretty interesting episode. But why is agreement talking about this RFP short for a real estate professional So everyone is on the same page? What is the real estate professional designation? Why is it useful? Well, a real estate professional is not the same thing, is in a real estate agent or a real estate broker, which are basically involved with real estate transactions.
They're involved as like the middleman. Right. That's not really the business of real estate. The real estate professional is someone who is who is materially involved with the business of owning and operating business. And the reason that this is important, we'll get to in a minute, but I'm going to go into the qualification parts of this. And again, I'm not giving you advice and basically telling you what I can gather from the IRS website And basically the material participation is one of the first things.
So you can't you can't be a limited partner in a bunch of real estate and call yourself a real estate professional. You have to have some activities that are truly owning and, you know, operating real estate. I mean, you have to be involved in the management operations of your rental properties, right? So the level of involvement is different than obviously if, you know, even if you have a propertyif you have a property manager or whatever, it's still going to be more active than if you're just a limited partner.
But another one of the things that you have to qualify for is you have to spend more than 50% of your total working hours in real estate activities. So in other words, if you know, if you've got a full-time job, you can't really qualify as a real estate professional. There has to be more hours than any other profession. Right? Your participation in real estate activities has to exceed anything else that you're doing in terms of business and employment. There's also something called the 750-hour test, which you must spend at least 750 hours per year on real estate activities. And some of these things that you can do include property management or rent collection or maintenance or advertising, other related issues, acquisitions, underwriting, etc.
I mean, there's a lot of things that, you know, once you own real estate, you can be an active owner, right? So anywhere that's... So why would you want this designation? Because it sounds onerous to go and try to make sure you've got all these things if you're not already doing it. Well, as you may know, the real estate income itself, that real estate income itself is considered passive income.
Right. And similarly, the losses from real estate in the form of depreciation are considered passive losses for most people. Those passive losses cannot be applied to any active income, right? So if you have an income of $500,000 and you happen to have $500,000 of depreciation or paper losses, you couldn't use those losses to offset your personal active income.
The reason is that one is active and one is passive. So you can't do that. And unfortunately, unless maybe you or your spouse, rather, with whom you file jointly is a real estate professional. So in this case, what would happen is those passive losses from real estate would become activated, in other words, their active losses. And you can, you know, you can offset anything with active losses, right.
And even W-2 income. So that's the idea. So, again, theoretically, check with your legal, you know, and tax people and hopefully they know what they're talking about. But see, if you're a C, if you're a doctor, you're making, again, $500,000. And let's say your spouse, who's a real estate professional, generated maybe $50,000 in income, but $300,000 of paper losses, you can deduct that $300,000 from the salary, that is earned income on the doctor's side.
So basically, that is what the huge, big deal is about this real estate professional status. And again, I'm not a tax professional, but this is something that a lot of people in our group do, and it is, you know, following the tax code, that's the key. So Garima, bottom line is I don't know how else I can guide you other than to give you information.
But, you know, I guess what I would do if I were you is, you know, try to figure out how you can actually, you know, get yourself qualified as a real estate professional and make sure that, you know, you fit those criteria and talk to your tax person about it. Okay. Next question is from Mark Hammons. Mark's question deals with tax law, and I'm not sure it's appropriate for this forum.
Feel free to pass on if you feel like addressing it. Well, it's another question. Well, you know how I feel about that. I'll tell you what I think. But
don't take it as tax advice in any sort of way. But okay, so here's the question Mark says. He says, I'm a partner in an LLC that was formed for residential development.
Our project is nearing completion, and this year it will take business income to be taxed at a 20% LLC rate. I will receive income from the sale of raw land and taxed as long-term capital gains. I'm a full-time physician and not actively involved in the business of land development. Can I offset any of this income with accumulated passive losses and leases?
Thanks, Mark, for all you do. Thank you, Mark. And well, as you may have gathered from the previous question and the answer that I gave Garima, you are a full-time physician, my friend, and therefore you do not qualify as a real estate professional, and therefore you cannot use those passive losses against your active income as a physician, and you are stuck in that stratification of income hell, which is that you've got these great-looking losses on the passive side and this great income on the active side, and you cannot do anything about it.
So now, if your wife was doing this real estate stuff and qualified as a real estate professional based on the criteria I mentioned earlier, then you would theoretically be able to apply those passive losses to active income, and boom, all of a sudden, you would have what it is you are hoping for. And anyway, but I do have people in our group who are literally, you know, with that spouse set up.
Well, that's why I brought it up, right, where they literally had a spouse quit their job so that they can switch to real estate professional status. And although their cash flow may constitute a theoretical pay cut from their job, the generated losses, paper losses, are being applied to the larger active income stack. There, in many cases, justifies that because they may make a total gross amount of income that's less.
But because of those passive losses, they actually get to keep more. So that's a complicated answer to a simple question. In my non-professional opinion, Mark, you are kind of screwed. Can't do that anyway. All right. So the next series of questions is from Terry. And let's see, let's start with the first one. Is this one. My understanding is there are U.S. dollars held overseas in the United States.
What would be the impact to the value of the dollar if the overseas cash had to be converted to CBDCs, which is central bank decentralized coins? Well, I'm no expert on this, but from what I know, I'm not sure it would have a material effect on anything overseas because as I understand, CBDCs is a little more than using distributed ledgers instead of central ledgers for digital money, right?
Because the thing is, you have to remember that 90% of the U.S. dollars are digital-only already. They do not exist in the physical world already. So what difference does it make if it's on a single ledger or if it's on a distributed ledger? I'm not sure that it does. As I understand it, the idea would be essentially to make it into like a software update almost, right, where the new digital currencies would be CBDCs.
But of course, I could be wrong, and my understanding of the plan that the U.S. has there is it could be wrong. I'm sure there's a larger plan eventually to use this as a way of maximizing tax revenues and tracking people's spending and that kind of thing. But in the short term, I don't really see how it has repercussions for money overseas.
But if somebody knows of something that would cause that, certainly email me. But I don't know that. Okay. This question is also from Terry. He says, "Rising interest rates have had an impact on existing multifamily operators, and it seems like part of the multifamily model relies on interest rate value being lower than cap rates." That's correct. "Combined with the multiplier effect of low cap rates for value-add projects, do you see cap rates going up until interest rates come down?"
How high can cap rates go before the value-add model is no longer viable? Are rents still rising fast enough to offset interest hikes? Okay. So yes, I do see cap rates going up. Remember, in order for debt to make sense, the interest rates must be lower than the cap rate. So if your borrowing rate is 5%, then your cap rate needs to be above that in order to have positive cash flow.
Otherwise, you're amplifying your losses. That said, often, you know, you may have seen in some cases operators buying things and they'll consider buying things like that. If there's an obvious thing that's going to drive up net operating income pretty quickly. But right now we are seeing rising cap rates. Now, as for the value-add model being viable, I would say that yes, the value-add model is viable in all interest rate environments and with all cap rates because remember, folks, real estate was not people didn't just start making money on value-add.
This has been around for some time, right? There are plenty of people who got rich off of value-add real estate in the eighties despite double-digit interest rates in double-digit cap rates. So what has created so much distress in this system is not the absolute interest rates. It's the pace at which the interest rates went up.
They're the moving goalposts. You see, every time you underwrite a property, you have to model in interest rates and reversion cap rates. And if rates are not stable, it's very difficult to underwrite. And that's why these real estate markets right now have been so illiquid. There really are no stable variables to underwrite with. Rightly, you got to have the goalposts, you got to know where the goalposts are so you can play the game right.
Once you have that stability, though, you can underwrite again, and in value-add real estate, the money isn't made based on interest rates being high or low, but it is made by ultimately creating a positive delta in the net operating income. And that can happen in all interest rate and cap rate environments. So I don't see it being an end to value-add real estate at all.
In fact, one could argue that if you're, say, you're buying real estate, which hopefully we are in the fall, and you're getting great deals on it, you know, the rates are high, but the numbers are making sense. You do your normal net operating income, you do your normal value-add program, you try to increase NOI, and you get lucky.
And by the time you're ready to sell, interest rates have actually come down. Well, in that case, you're going to actually probably get, you know, more for your property than you would otherwise if rates were stable. So I actually don't see this as something that is ending anything. In fact, I think those who, again, take advantage of a higher-rate environment and buy into assets that make sense at high interest rates could seriously make money in the next, you know, several years.
So let's see, the last question from Terry is, "What are your thoughts on portfolio allocation between real estate stocks, cash value insurance, gold, crypto, and cash?" Well, I might not be the best person to ask about portfolio allocation because I think my portfolio would make most money managers think, right? I'm about 75% real estate, maybe 5-7% crypto, mostly Bitcoin, Ethereum, and the remaining investments are things that I believe are uncorrelated.
The most stable thing is, you know, I'm a big fan of cash value life insurance in part because, I mean, it is so stable. I mean, seriously, it is incredibly stable. If you look at the environment that we're in right now, it makes you, again, think you should be buying more cash value life insurance. It's extremely stable.
And this is why it was such a big deal during the Great Depression. People lived through the Depression and had no faith in anything except for cash value life insurance, which is what they were buying. But anyway, I think, in particular, I'm talking about these strategies that we're calling, well, formula banking or various leverage dials, wealth accelerators, things like that.
So there's that. I'm also obviously into other things that we have in our group. We're involved with like ATMs, which, you know, don't seem to have much correlation with the economy per se because people who use that still needed it. Good times or bad and did well even through COVID. You know, there's also things that we're doing, like I'm invested in things like, you know, cargo ships that are delivering essential oil and gas to the country, things like that, where again, it's not something that is significantly correlated with the rest of the markets.
And I think that's one of the things to really make sure that you're not... I mean, listen, I guess in my case, being 75% real estate, I mean, it's not a good time to be 75% real estate right now. Right. I probably... I mean, if I did the numbers, I'm probably less than 75% real estate now because I probably lost quite a bit of value in the real estate.
But I'm not even going to look at that right now for this purpose. But ultimately, though, you know, listen, personal finance should be personal. I don't own stocks, although I'm not against stocks. I'm just, you know, not a guy who really owns stocks except for some big, really, you know, asymmetric plays in the energy space, you know, through Mercatus and things like that.
I don't own any physical gold, although again, I've talked about possibly wanting to do that. I don't really want to right now, but I'm hoarding cash right now because I think there are going to be tremendous buying opportunities in real estate with distressed assets, and I think that's going to be the name of the game in Q4. So but again, I do not think it's a good idea to listen to me about portfolios.
I think I think it's if you want those kinds of things, you probably should, you know, talk to others, talk to, talk to, you know, our RIA's, things like that. But to me, again, personal finance is really personal. And for me, I'm, you know, I'm pretty aggressive on some of the things that I have a lot of belief in.
So, okay. Well, I guess that's my last question. Before I go, I want to remind you that there's another actually, there's actually another podcast that I do now, which is, you know, it's kind of just taking something that I was spending a lot of time learning about and and and trying to process myself and turning it into another show so that I could share with you.
The show is called CPO, CPO. You can find it on pretty much all of the ways that you find this show and
hopefully on YouTube soon too. We haven't quite gotten to YouTube, I think, but the show is, I think, very interesting because, you know, we talk about wealth on the show, but I mean, you know, what do what is more what's more coveted than, you know, actually having health because then your wealth is actually useful.
So a lot of Sabio is really about various types of longevity and wellness type stuff on the science that we know out there. Really interesting stuff to me and would love for you to check it out again at Sabio with Buck Joffrey. Check it out and let me know if you like it. Give me a positive review. That's it for me.
This week on Wealth Formula podcast, this is Buck Joffrey signing off.
submitted by Buck_Joffrey to u/Buck_Joffrey [link] [comments]


2023.06.03 19:32 YellowOrchid1000 Venting- inconsiderate family

Sister n her family are here for 2 weeks. They got a rental both work from home. They have dropped off their kids for me to watch on top of taking care of my mom. They have flex hrs... like 2 hr lunches n stop work at 2 or 3 some days.
They will come over to "cook" n pull out ever dish, pan, etc. And leave everything unwashed.
Today they came back saying they are going fishing as a family. Mtg my bro.
When they came back, my sister n niece are gone. I'm told that they left n drove 3 hrs away to a popular beach. So they lied to my face 😐.
How about offer to take our mother somewhere? Invite me to the beach?? Haven't had a vacation in 5 years. These people vacation 6x a year.
I have put up w an entire week of self centeredness but max cap has been reached.
People have patterns. If I call these people out it would be ww3, ego arguments. And my mom would be upset n stressed.
If I make one statement of anger, frustration or disappointment...I would get be quiet, don't start something. Or who cares... from the very selfish people.
I love my niece n nephew but my sis selfish behaviors trickle with them at times.
I wish they all went home tbh
Just venting. Thank you for reading.
submitted by YellowOrchid1000 to CaregiverSupport [link] [comments]


2023.06.03 19:15 iwasdusted WEEKLY ROUNDUP & CH. 11 MEGATHREAD: Week of Friday, June 2, 2023

WEEKLY ROUNDUP & CH. 11 MEGATHREAD: Week of Friday, June 2, 2023
Here is this week's weekly roundup post!
  • See a list of all the movies playing at Regal this week at the link above!
  • There are lots of new promos ongoing, including one that can get you free digital copies of new release movies, and one that gets you bonus points for purchasing Oppenheimer tickets by June 7.
  • Oppenheimer tickets are now on sale -- check it out in 70mm & IMAX 70mm at select Regal locations.
    • Standard 70mm - Bridgeport Village, Edwards Long Beach, New Roc, Union Square, Waterford Lakes
    • IMAX 70mm - Edwards Ontario Palace, Hacienda Crossings, Irvine Spectrum, Mall of Georgia, Opry Mills, UA King of Prussia
    • Have a hard time hearing Nolan films? Check it out in RPX Open Cap/Eng Sub at Bricktown Charleston!
Here's this week's PLF chart!
As always, formats and bookings are subject to change and local availablity.
Here's the link to our ongoing Chapter 11 roundup.
  • The Eighth Omnibus List of potential closures was filed in court on Wednesday, May 31 with a targeted lease rejection date of Friday, June 23. The following 25 theaters could potentially close if Regal is unable to successfully renegotiate their lease:
    • Regal Avenues, Jacksonville, Florida (#0241) - 4DX, RPX
    • Regal Binghamton, Binghamton, New York (#1732)
    • Regal Columbia, Columbia, Missouri (#1621) - RPX
    • Regal Division Street, Portland, Oregon (#0851)
    • Regal Edwards Brea East, Brea, California (#1028)
    • Regal Edwards Camarillo Palace, Camarillo, California (#1009) - IMAX
    • Regal Edwards La Verne, La Verne, California (#1012)
    • Regal Edwards San Marcos, San Marcos, California (#1034)
    • Regal Fairfield Commons, Beavercreek, Ohio (#0389) - RPX
    • Regal Fossil Creek, Fort Worth, Texas (#1317)
    • Regal Germantown, Germantown, Maryland (#1710)
    • Regal Governor’s Square, Tallahassee, Florida (#1857)
    • Regal Hollywood @ North I-85, Chamblee, Georgia (#0745)
    • Regal Live Oak, Live Oak, Texas (#0795) - RPX
    • Regal Longview, Longview, Texas (#1638) - RPX
    • Regal New River Valley, Christiansburg, Virginia (#0671) - RPX, ScreenX
    • Regal Interstate Park, Akron, Ohio (#0163)
    • Regal Poulsbo, Poulsbo, Washington (#880)
    • Regal Rancho Del Rey, Chula Vista, California (#0361)
    • Regal Royal Park, Gainesville, Florida (#1860)
    • Regal Spartan, Spartanburg, South Carolina (#1888)
    • Regal UA Galaxy - Dallas, Dallas, Texas (#1306)
    • Regal Valley View Grande, Roanoke, Virginia (#1867)
    • Regal Virginia Center, Glen Allen, Virginia (#0165)
    • Regal Warren East, Wichita, Kansas (#1444) - Warren 21, Warren Grand
  • At the beginning of 2022, Regal had over 515 locations. Regal has 455 locations currently.
  • Since Chapter 11 began in September 2022, Regal has rejected 51 leases (excluding theaters that stopped operating before bankruptcy, but had active leases).
Here's the link to the MoviePassClub Discord server, for spoilery discussion of new release movies, general movie discussion, and to chat with fellow Regal Unlimited members. Many of our mods and members are active here. (This Discord is shared across RegalUnlimited, MoviePassClub, Cinemark, with some overlap with AMCsAList.)
And don't forget to check out this week's pinned movie discussion post for spoiler-free discussion of your recent Regal experiences!
submitted by iwasdusted to RegalUnlimited [link] [comments]


2023.06.03 14:38 Small_town_thrifter Best places to eat in st Pete ?

Going down to st Pete beach in Florida for a vacation. Looking for some awesome Italian and Chinese places. Any suggestions? Even fun stuff to do up there
submitted by Small_town_thrifter to StPetersburgFL [link] [comments]


2023.06.03 08:31 buggy-ride-dubai "Buggy Rentals Dubai: Unleash Your Inner Explorer and Conquer the Dunes!"

Are you looking for a Dubai Dune Buggy? Buggy Ride Dubaiprovides thrilling, innovative and spectacular adventures in the heart of the Arabian Desert. You will feel like a professional when you rent a Dune Buggy from us. Friends and family can enjoy their vacations and tours in Dubai’s challenging terrain with our dune buggy rental Dubai tours.
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Buggy Rental Dubai
submitted by buggy-ride-dubai to u/buggy-ride-dubai [link] [comments]


2023.06.03 03:57 pooped_good After 42 years of Dolphins fandom, I get to go to a game in a Miami. Need help with recommendations.

Hey fellow Fins fans!!
I have been a Dolphins fan ever since I can remember. I remember the pain of watching the Dolphins lose to the Redskins & 49ers in the Superbowl. Unfortunately(or fortunately) I’m not old enough to remember the 72 Dolphins. I live in Idaho so I have never watched the Dolphins play in person. Anyway, I won a trip through my work. I won 2 round trip plane tickets anywhere in the lower 48, 5 day/4 night stay in any Marriott listed, free rental car, meals, and $500 Visa card. I figured this would be the perfect way to go watch my Dolphins play a home game. The game that I decided on going to (due to work schedule) is the Broncos/Dolphins on September 24th. There are a few hotels that seem close enough to the stadium, but I’m not sure which one would be the best to take. I’m hoping to stay at a hotel that is on/near the beach. I have NEVER been to the coast of been in the ocean, so I want to get the best experience possible. Below are the hotels I can pick from. Could anyone give me recommendations as to the most scenic locations and stadium section recommendations? I’m pretty sure I wanna be on the Dolphins sideline side, but are the 300+ sections so far away I won’t be able to enjoy the game? One more thing, I am copy/pasting ALL the Florida hotels listed. I understand that some are not in or near Miami. I just wanted to make sure I didn’t miss anything on accident.
Hotels:
The Westin Cape Coral Resort at Marina Village Sheraton Sand Key Resort
Courtyard Miami Coral Gables
Delta Hotels Daytona Beach Oceanfront
Fort Lauderdale Marriott Pompano Beach Resort & Spa
SpringHill Suites Fort Lauderdale Miramar Renaissance Fort Lauderdale
West Residence Inn Fort Myers Sanibel Sheraton Jacksonville Hotel Miami Marriott Dadeland
Courtyard Miami Coconut Grove Courtyard Miami Beach South Beach Residence Inn Naples
Renaissance Orlando at Sea World Orlando World Center Marriott West Palm Beach Marriott
submitted by pooped_good to miamidolphins [link] [comments]


2023.06.02 22:52 Perdendosi Travel advice / Links?

Hello New Zealanders! (Can I call you kiwis?)
I have travel questions for you. If this isn't the right subreddit, or there's a wiki or travel advice thread that I missed, please let me know.
I have the great fortune to have just booked an extraordinarily cheap flight to Auckland from the U.S. using airline miles. (It's on Delta -- less than 50,000 miles round trip for travel in November, late January, Febuary, and parts of March -- happy to share the specifics if anyone wants.)
My family and I will be there over the U.S. Thanksiving holiday -- Nov. 19 (that's when we land--we leave the US on the 17th) through Nov. 25 (that's when we depart, and, thanks to the International Date Line, also when we get home!). Not a lot of time, I know, but really all we can spare in that part of the year.
My family is small -- it's just my wife and I, and my 7-year-old daughter. We like all sorts of vacations, from wine tasting (okay, maybe not the kiddo) to relaxing beach vacations, to nature hikes and camping, to city life and culture. We also love food, though the wife is a vegetarian and the kiddo doens't like seafood. We live in Salt Lake City, Utah, so we have the mountain life at home, but that doesn't mean we wouldn't be interested in exploring in NZ, too. I guess the only think we can really cross off the list is anything Lord of the Rings related, as my family isn't really into Tolkien and haven't seen the movies (though I have). My wife travels internationally for work a few times a year, and I'm hopeful that this won't be our only visit to your awesome country, but I think we have to assume that this will be a once-in-a-lifetime trip for us.
I've looked through the generic New Zealand travel sites, but don't have a really good feeling for what a reasonable itinarary looks like for our time there. Right now, I have the following questions:
1) Is it worth it to try to get to the South Island at all? Or should we just focus on stuff in the north. In other words, is there anything in the south that we absolutely can't miss, and worth the travel time and cost?
2) I was looking at a couple of sites that offer campervans or RVs at reasonable cost. We own an RV and are used to driving and sleeping in it. Is that a good way to explore the North Island? Are there ample places to park and/or campgrounds near cities or attractions? Or would staying in hotels and using public transit / taxis / car rentals be better? I'm pretty sure we don't want to stick just to Auckland, but on the other hand if driving a 6-8 meter campervan or RV around, and finding a place to park it while we're at attractions is going to be a huge hassle, then we'll consider alternatives.
3) For stuff to do, I'm fairly certain we'll want to check out Waitomo caves (my daughter, who's obsessed with nature, will want to check out the glow worms!) snorkel on Poor Knights Islands, and have a beach day (Hot Water Beach? some place else?). We might want to check out Waiheke Island, hike in Egmont National Park, and have a Maori experience at some place like Te Pa Tu, or take a whale watching or other cruise or ferry. Any thoughts on any of those activities? What should we do in Auckland? Is Wellington worth visiting? If we were to do something like a wine tasting, or want to hang out at a brewery, is that OK for kids? Are kids admitted to those places? Are there kids activities in pubs/breweries/wineries? What else should be on our bucket list?
(P.S. I got most of my ideas here... I don't know how interesting or reputable the site is: https://www.newzealand.com/us/feature/11-must-do-north-island-experiences/)
Thanks so much!
submitted by Perdendosi to newzealand [link] [comments]


2023.06.02 20:55 caribbeanrentals Dominica Vacation Rentals

Dominica Vacation Rentals
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Looking for vacation rentals in Dominica? Explore a variety of options including cozy cottages, beachfront villas, and eco-friendly lodges. Enjoy the island's lush landscapes, stunning beaches, and vibrant culture. Book your dream vacation rental in Dominica today and make unforgettable memories in this Caribbean paradise.
submitted by caribbeanrentals to u/caribbeanrentals [link] [comments]


2023.06.02 20:16 caribbeanrentals Bermuda Vacation Rentals

Bermuda Vacation Rentals
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Bermuda offers a range of exquisite Bermuda Vacation Rentals. From charming cottages and historic homes to modern beachfront villas, there's a perfect accommodation for every visitor. Explore the island's pink sand beaches, vibrant culture, and picturesque landscapes while enjoying a memorable stay in Bermuda.
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2023.06.02 19:42 caribbeanrentals Anguilla Vacation Rentals

Anguilla Vacation Rentals
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Anguilla Vacation Rentals. Anguilla offers an array of stunning vacation rentals. From luxurious beachfront villas and cozy cottages to elegant apartments, there's something to suit every traveler's taste. Immerse yourself in the island's beauty, relax on pristine beaches, and indulge in a memorable vacation experience in Anguilla.
submitted by caribbeanrentals to u/caribbeanrentals [link] [comments]


2023.06.02 19:04 wellfleethouserental Luxury Beach for Rent in Wellfleet Massachusetts

Secluded Beach House rental for Massachusetts vacations is available at affordable cost with Wellfleet House Rentals in South Wellfleet, MA. The luxury beach house rentals Wellfleet MA is 3BR pet friendly rentals equipped with fully functional kitchen is ideal for vacation retreat.
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2023.06.02 18:17 wellfleethouserental Wellfleet Rentals: Luxury Oceanfront Vacation House Rentals in Massachusetts

They said their Bayside house rentals Wellfleet MA facilitates comfortable and relaxing vacations and the property is well connected with top beaches, shops, and restaurants in proximity.
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2023.06.02 18:05 wellfleethouserental Explore Top Rated Amenities with Wellfleet House Rentals in Massachusetts

The ocean front vacation rentals Wellfleet MA is located on secluded beach providing peaceful and tranquil atmosphere. The vacation rental house sits on the bank if where Wellfleet harbour, Blackfish Creek, & Loagy Bay converges, close to Marconi Beach.
submitted by wellfleethouserental to u/wellfleethouserental [link] [comments]


2023.06.02 16:20 AutoNewspaperAdmin [Business] - Girl, 4, found dead after wandering away from her family's vacation rental in Florida NBC

[Business] - Girl, 4, found dead after wandering away from her family's vacation rental in Florida NBC submitted by AutoNewspaperAdmin to AutoNewspaper [link] [comments]